Sell Your Used Silver Necklace — 0% Fees

A used silver necklace typically sells for £12 to £80, and on WishThrift it costs you nothing to list — no fee, no commission, so you keep the whole amount you agree. Silver necklaces sell on hallmark, length and clasp condition — and the clasp is where most of them fail, so check it before anything else.

The short version

Typical range: £12 – £80 — see the full silver necklace value guide
What decides your price: condition, and how well you evidence it in photographs
Cost to sell here: nothing, at any price
Category: Jewellery & Watches

Before you photograph it

Ten minutes here is worth more than anything else you will do. Buyers are deciding between your listing and someone else’s, and preparation is what visibly separates the two.

Find and photograph the hallmark, usually on the clasp or a small tag near it.
Work the clasp a dozen times and check the spring or lobster mechanism holds firmly.
Measure the length, weigh it, and clean gently with a silver cloth rather than a dip.

The photographs that sell a silver necklace

Four photographs do almost all the work. Shoot in daylight, near a window, with the item against something plain — and do not use the flash, which flattens texture and hides exactly what buyers are trying to see.

The necklace laid in a curve, whole
The hallmark on the clasp or tag, magnified
The clasp mechanism close up, open and closed
Any pendant, plus tarnish, kinks, worn links or repairs

Photograph the flaws too. It feels counterproductive, but a listing that shows the worst of an item gets fewer questions, fewer withdrawn offers and fewer arguments at handover. Buyers who can see the damage stop imagining something worse.

Writing the title and description

Metal, style and length: “Sterling Silver Belcher Chain, 20in, 925 Hallmarked”. Chain style and length are both searches, and the hallmark is what reassures. Weight in grams is worth including for heavier chains, since buyers use it as a value check.

Then state these in the description, because a buyer who has to ask is a buyer who might not bother:

Metal and hallmark, photographed
Length in inches or centimetres, and chain style
Weight in grams
Clasp type and condition, and any kinked or repaired link

What buyers will actually ask

You will receive the same three messages about a silver necklace. Answering them in the listing itself removes the back-and-forth, and answering them well when they do arrive is what turns an enquiry into a sale.

“Is it solid silver or plated?”

Photograph the hallmark. A 925 mark indicates sterling; plated items are usually unmarked or marked differently. Say what you see rather than what you assume.

“Does the clasp work properly?”

Test it repeatedly and answer. A failing clasp means a lost necklace, so buyers treat it as a functional fault rather than a cosmetic one.

“Has it been repaired?”

Look along the chain for a soldered link and disclose it. A neat repair is acceptable to most buyers when disclosed.

Pricing it so it actually sells

Start from the honest condition grade rather than the price you hope for. WishThrift listings use five grades — New with Tags, Like New, Good, Fair and For Parts — and what each grade means is worth reading before you choose, because grading up is the most expensive mistake sellers make. It does not raise the price; it produces a buyer who arrives expecting something else.

The silver necklace value guide prices all five grades for this item. Pick your grade, take the figure, and if you sit between two grades price toward the lower one. Items priced honestly sell faster than items priced hopefully, and on a free platform there is no fee eating the difference anyway.

What you keep, compared

On a £46 sale — roughly the middle of the range for a silver necklace — here is what the commission-charging platforms would take, and what you would keep on each:

Where you sell it	Fee	You keep
WishThrift	£0	£46
Poshmark	−£9	£37
eBay	−£6	£40
Mercari	−£5	£41
Etsy	−£3	£43

Seller-side rates verified 26 Jul 2026 — Poshmark: 20% commission on sales of $15 and above; eBay: 13.6% final value fee, plus a per-order fee; Mercari: flat 10% selling fee; Etsy: 6.5% transaction fee, plus a listing fee and payment processing. Percentages are applied to the sterling figure above; the fixed per-order and processing charges those platforms add are quoted in their own currency and are not included here, so the real deductions are slightly larger. Full breakdown: marketplace selling fees compared.

Timing and getting it to the buyer

Lifts before Christmas and Mother’s Day. Hallmarked chains and named makers sell within days in those windows.

Post in a rigid box with the chain laid flat or loosely coiled, ideally threaded through card so it cannot tangle or kink in transit.

WishThrift does not process payments or arrange delivery — you and the buyer agree both directly — so confirm payment has cleared before the item leaves your hands, and keep the conversation on the site so there is a record of what was agreed.

Ready to list it? It takes about two minutes, costs nothing, and there is no commission when it sells — create a free account or see how selling works.

Frequently asked questions

What is a used silver necklace worth?

Typically £12 to £80, with designer and heavier chains above. See the silver necklace value guide for the bands.

How do I remove tarnish?

A silver polishing cloth is enough for light tarnish and is the safest option. Avoid dip solutions on oxidised designs, and never use abrasive household cleaners on silver.

Does a repaired link reduce the value?

A little, and much less than an undisclosed one discovered later. Photograph the repair and describe it plainly and most buyers proceed without concern.